Bud's Assess uses advanced AI solutions to facilitate lenders in identifying suitability and managing the lifecycle of lending. It enhances the accuracy of the financial profile by analyzing the customer's transaction data via open banking. This sophisticated system allows real-time analysis to intervene at every stage of the lending lifecycle, from application to collections, reducing the lending risk. Furthermore, it significantly improves the customer lending experience by automating and streamlining the credit journey.
- Enhanced Lending Accuracy: Customized transaction data analysis offers a comprehensive financial profile, increasing lending suitability accuracy.
- Risk Management: AI-based analysis allows for proactive measurement of potential risk factors.
- Improved Customer Experience: Provides an efficient, streamlined, and automated credit journey for the customers.
- Operational Efficiency and Growth: Enables lenders to drive operational efficiencies and responsibly grow their loan book using precise transactional data analysis.
- Affordability Assessments and Monitoring: Analyses historical and future income, and finds income stability or shock indicators. It also identifies customers who are newly eligible or vulnerable to credit default.
Bud's Assess uses advanced AI solutions to facilitate lenders in identifying suitability and managing the lifecycle of lending. It enhances the accuracy of the financial profile by analyzing the customer's transaction data via open banking. This sophisticated system allows real-time analysis to intervene at every stage of the lending lifecycle, from application to collections, reducing the lending risk. Furthermore, it significantly improves the customer lending experience by automating and streamlining the credit journey.
- Enhanced Lending Accuracy: Customized transaction data analysis offers a comprehensive financial profile, increasing lending suitability accuracy.
- Risk Management: AI-based analysis allows for proactive measurement of potential risk factors.
- Improved Customer Experience: Provides an efficient, streamlined, and automated credit journey for the customers.
- Operational Efficiency and Growth: Enables lenders to drive operational efficiencies and responsibly grow their loan book using precise transactional data analysis.
- Affordability Assessments and Monitoring: Analyses historical and future income, and finds income stability or shock indicators. It also identifies customers who are newly eligible or vulnerable to credit default.