The Fintech Product Solutions by TalkingData are underpinned by intelligent marketing and risk control technology. They cater to business processes like financial marketing, helping business partners create more value. Their product offerings resolve challenges like high customer acquisition costs, fraud identification, customer risk measurement, and cumulative risk prediction. The products utilize a massive and compliant data ecosystem, and are adaptable for various business demands. Their solutions include intelligent marketing, identifying target customers and improving conversion rate, and intelligent risk control, handling information analysis, identifying fraud risks, assessing risks, and monitoring during lending.